How We Work with Insurance — The Smarter Way to Get Better

At The Rehab Room, we’ve reimagined what healthcare should look like — by blending the freedom and quality of a cash-based clinic with the financial accessibility of Out-of-Network (OON) insurance billing.

We don’t double-book. We don’t answer to insurance companies. We deliver focused, one-on-one care from Doctors of Physical Therapy — and we help patients use their insurance when it actually works in their favor.

Chinese woman physiotherapy professional giving a treatment to an attractive blond client in a bright medical office

Here’s How Our OON Model Works

A simple, transparent process designed for your benefit.

1

Seamless Insurance Billing

We bill your insurance for you — no forms, no surprises.

2

Simple Upfront Fee

You pay a simple, fair per-session fee upfront, similar to a typical copay.

3

Meet Your Deductible Faster

We submit our full professional rates to insurance, helping you meet your deductible faster.

4

Direct Insurance Reimbursement

Once your deductible is met, insurance often reimburses us directly, covering up to 70–100% of the cost.

5

Pay Less Over Time

Over time, you pay less — and we continue delivering the highest level of care.

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